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Tammy Perry - Chinowth Cohen Realtor Tulsa Gated & Golf Communities in the Tulsa Area! Tulsa Real Estate Associate Contact: Tammy Perry Tel: 918-906-8064 Visit Our Website! |
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Tulsa Real Estate Agents / Tulsa Realtors. If you are looking for First Time Home Buyers Tulsa you'll find the top real estate agents in the tulsa area for home buyers including: Tulsa Homes for Sale
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Tammy Perry - Chinowth Cowen Realtor
Tulsa Gated & Golf Communities in the Tulsa Area!
Tulsa Real Estate Associate
Contact: Tammy Perry
Tel: 918-906-8064
Visit Our Website!
Trinity Mortgage Companies
New Home Mortgages - Refinance - Lower Monthly Payments
7145 S. Mingo Road Tulsa, OK
Thomas D. Perry Senior Mortgage
Tel: 918-286-3838 / 918-527-8350
Visit our Website
Accent Realtors
2109 East 51st Street
Tulsa, OK 74133
Tel: 918-665-8559
Century 21 J Carol Realtors
11719 S. Memorial Dr.
Tulsa, OK 74133
Tel: 918-369-0200
Chinowth & Cohen - Real Estate
1441 E 41st.
Tulsa, OK 74105
Tel: 918-392-9900
Coldwell Banker
401 South Boston Avenue
Tulsa, OK 74103
Tel: 918-587-1900
John Hausam Realtors
6550 E 71st St
Tulsa, OK 74133
Tel: 918-492-2000
McGraw Davisson Stewart
2106 South Atlanta Place #A
Tulsa, OK 74114
Tel: 918-592-6000
Monte Allison - ReMax
1099 S Aspen
Broken Arrow, OK 74012
Tel: 918-357-3454
Re Max Executives
7615 East 63rd Place #105
Tulsa, OK 74133
Tel: 918-254-0600
Rich Stephens Realtors
5383 S Sheridan
Tulsa, OK 74145
Tel: 918-664-0307
Tulsa Real Estate - Buying a home in Tulsa Tips & Links
A,B,C's of Real Estate in Tulsa, Oklahoma
Things Not to Do Before Purchasing a Home in Tulsa
If you are planning on buying real estate or a new home in Tulsa Oklahoma or anywhere in Oklahoma follow the A'B'C rule of buying real estate in Oklahoma..
"Don't Buy a Car," and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings.and remember don't move money around.
When an Oklahoma lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.
If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.
The oklahoma mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.
Perhaps you become exasperated at your Oklahoma lender, but they are only doing their job correctly. To ensure quality control and eliminate potential fraud, it is a requirement on most oklahoma loans to completely document the source of all funds. Moving your money around, even if you are consolidating your funds to make it "easier," could make it more difficult for the lender to properly document.
So leave your money where it is until you talk to a loan officer. Oh.don't change banks, either. One more thing...don't change jobs either. For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some home buyers, however, the effects of changing jobs can be disastrous to your loan application.
When you bought your home in Tulsa, you probably used the services of an oklahoma real estate agent. You found that real estate agent through a referral from a friend or family member, or through some sort of advertising or marketing. The real estate agent helped you in many ways and eventually you found the house of your dreams, made an offer, closed the deal, and moved in.
For whatever reason, now it is time to sell your Tulsa home and you need a Tulsa real estate agent again. Many home sellers in oklahoma, especially those selling their first home, tend to think all real estate agents are similar to the one that helped them buy their home in Tulsa, OK.
Although Tulsa real estate agents can (and do) work with both buyers and sellers, most tend to concentrate more on one than the other. They specialize. When you bought your Tulsa home, you probably worked with a "selling agent" - an agent that works mostly with buyers. Because of the nature of real estate advertising and marketing in oklahoma, the public's main image of the real estate profession is that of the selling agent (buyer's agent).
As a result, many Oklahoma homeowners expect their listing agent in tulsa to do the same things that a selling agent does - find someone to buy their home. After all, they do the things you would expect if they were searching for buyers. A sign goes up in the front yard. Ads are placed in the local newspaper and tulsa real estate magazines. Your tulsa realtor holds an open house on the weekend. Your house is proudly displayed on the Internet.
But this is only "surface" marketing. More important activity occurs behind the scenes. After the "for sale" sign goes up and flyers are printed, your Tulsa Real Estate agent's main job is to market your home to other agents, not to home buyers.
Tulsa Real Estate Agents in Oklahoma - Help with Marketing Your Home in Tulsa, OK